Privacy Policy

Privacy Policy

Introduction

Welcome to https://car-on-finance-check.dreamdwellings.net (hereafter referred to as “Car On Finance Check,” “we,” or “our”). We are committed to maintaining a transparent and secure online environment for our users, ensuring their privacy is protected at all times. This Privacy Policy details how we collect, manage, and protect your personal information in accordance with various international data privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales and Service Act (UCPA)
  • Connecticut’s ConnectiCut Data and Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy covers all aspects of our website, applications, services, and products offered under the Car On Finance Check brand. It is important to be aware that this policy does not extend to third-party platforms, apps, or services linked from our site, each of which has its own privacy policies.

Processing Activities

This Policy governs your interactions when:

  • You use any of our applications or services as an authorized user.
  • You visit our websites that refer to this Privacy Statement.
  • You receive communications from us, including newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect several types of personal information:

  • Account Information: Details related to your account creation and management, such as user names, passwords, and profile data.
  • Payment Information: Data necessary for processing payments, including credit/debit card details, billing addresses, and payment history.
  • Financial Information: Any financial records or details required for our services, such as bank account information.
  • Purchase Information: Details about products or services purchased from us, including order history and transaction data.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses and device IDs.
  • Location Data: Geographic location data provided by your browser or device when using our location-based services.
  • Feedback: Comments, suggestions, or reviews you provide to improve our services.
  • Social Media Information: Personal data collected when you interact with us on social media platforms, such as usernames and public posts.
  • Product Information: Details about products you view, search for, or purchase from our platform.

We collect this data through direct user input, interactions with our services, and automated technologies used to enhance your experience. Additionally, third parties may share personal data with us, guided by their respective privacy policies.

Cookies

We employ cookies to enhance your online experience and for analytical purposes:

  • Strictly Necessary Cookies: These ensure basic functions like login, session management, and security.
  • Preference Cookies: Used to remember user preferences and settings.
  • Analytics Cookies: Track site usage, gather analytics data, and measure the effectiveness of our services.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their privacy settings.

Retention and Deletion

We retain personal data for legal requirements and the original purpose it was collected. Once these purposes are met, we securely delete or anonymize the data to ensure your privacy.

Security Measures

We have implemented robust security measures to safeguard your personal information:

  • Encryption: We use encryption protocols to protect data during transmission and storage.
  • Secure Third-Party Processing: We engage trusted third-party service providers who adhere to strict security standards.

Children’s Privacy

Our services are not directed towards children under 18 years of age, and we do not knowingly collect personal information from this demographic.

Your Rights (Dependent on Location)

Depending on your country or region, you may have certain rights regarding your personal data:

  • Access, rectification, erasure, restriction, and portability of data.
  • Right to object, withdraw consent, and non-discrimination.
  • Filing appeals or complaints with our privacy team.

To exercise these rights, please contact our dedicated privacy team via the channels provided below.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on our website, ensuring you are always informed about how we handle your data.

Contact Information

For inquiries, unsubscribe requests, or questions related to data privacy, please reach out to: